Grow your neobank with proven, compliant solutions

Lead the way in banking innovation in Europe
and beyond.

Trusted by banking innovators

One API, all your needs

We don’t stop at onboarding. Choose your solutions to identify, verify, screen, or re-engage, & rest assured your customer interactions are seamless & built on trust.

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Unlock your growth potential

Faster time to market. Higher volumes. The whole of Europe at your doorstep. Fourthline’s smart, modular solutions support your growth and scaling goals.

Maximize conversion and fraud detection

Choose excellence in fraud prevention without compromising on conversion. Achieve up to 40% higher conversion with solutions tested on millions of users.

Introduce flexibility to your compliance stack

Change is constant. Seamlessly integrate our responsive solutions that evolve with your risk appetite and business goals.

Simplify compliance, rely on our experts

Outsource your business processes fully or partially. Our compliance and fraud specialists work hand in hand with technology and institutions globally, to be at the frontline of prevention.

Stay ahead of the curve

Our anti-financial crime experts monitor evolving risk indicators to identify new patterns, converting insight into forward-thinking prevention.

Count on us

Our insightful customer due diligence reports meet the auditing requirements of regulators across Europe and beyond.

One secure identity vault

Your compliance solutions can unleash business growth, enhance your brand, and host a single dataset for all your fraud prevention efforts.

Where Fourthline's technology truly makes a difference is our centralized data analytics, leveraging a multi-dimensional data set that continually cross-references everything we know about your customer.

We invest heavily in secure information highways and store all data in a centralized vault, located in the EU and fully compliant with the GDPR.

“Fourthline came out on top based on conversion rates, fraud detection accuracy, & UX.”
Alexander Emeshev | Co-founder - Vivid Money

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Solutions built for fintechs

Choose the solution that meets your goals & regulatory obligations.

Doc & Biometric Verification

Onboard customers with a hyper-accurate verification flow that's built for conversion, with basic ID&V in seconds and bank-grade KYC in under a minute.

Doc & Biometric Verification

Proof of Address

Confirm your customer's address in seconds, with highly accurate device and geolocation intelligence that eliminates the need for traditional PoA documents.

Proof of Address

Qualified Electronic Signature

A secure electronic signature that can be issued standalone or alongside Fourthline’s bank-grade KYC onboarding.

Qualified electronic signature

Account Authentication

Ensure that account creators and account users are one and the same by monitoring device data and connecting users to their device in real-time, with results in <30 seconds.

Account Authentication

Screening & Monitoring

Check your customers—once or daily—against real-time watchlists, PEP and sanction lists, country-specific databases, CIFAS, and Fourthline’s proprietary fraud database.

Screening & Monitoring

Re-KYC & Remediation

Automatically review, update and enhance customer data to accurately assess risk and consistently meet all regulatory standards.

Re-KYC & Remediation

Investigations & Reporting

Increase operational efficiency by letting Fourthline take care of manual and resource-intensive investigations and CDD reporting. Act on conclusive reporting with no grey areas.

Investigations & Reporting