Bank-Grade Identity Platform

A complete suite of products for all your KYC, AML compliance, and fraud prevention needs.

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You're in good company

Regulated enterprises around the world trust Fourthline to authenticate customer identities and drive business growth.

Make KYC a competitive advantage

99.8%

Fraud detection accuracy

40%

Higher conversion rates

80-95%

Lower cost of compliance

A product suite built for the best in finance and fintech

Choose the solutions that meet your goals & regulatory obligations.

Doc & Biometric Verification

Onboard customers with a hyper-accurate verification flow that's built for conversion, with basic ID&V in seconds and bank-grade KYC in under a minute.

Doc & Biometric Verification

Proof of Address

Confirm your customer's address in seconds, with highly accurate device and geolocation intelligence that eliminates the need for traditional PoA documents.

Proof of Address

Qualified Electronic Signature

A secure electronic signature that can be issued standalone or alongside Fourthline’s bank-grade KYC onboarding.

Qualified Electronic Signature

Account Authentication

Ensure that account creators and account users are one and the same by monitoring device data and connecting users to their device in real-time, with results in <30 seconds.

Account Authentication

Screening & Monitoring

Check your customers—once or daily—against real-time watchlists, PEP and sanction lists, country-specific databases, CIFAS, and Fourthline’s proprietary fraud database.

Screening & Monitoring

Re-KYC & Remediation

Automatically review, update and enhance customer data to accurately assess risk and consistently meet all regulatory standards.

Re-KYC & Remediation

Investigations & Reporting

Increase operational efficiency by letting Fourthline take care of manual and resource-intensive investigations and CDD reporting. Act on conclusive reporting with no grey areas.

Investigations & Reporting

Anti-Financial Crime

Tap into the highest possible fraud accuracy through augmented analytics and a team of dedicated anti-financial crime experts.

Anti-Financial Crime

"Fourthline came out on top based on conversion rates, fraud detection accuracy, and UX."

Alexander Emeshev | Co-founder - Vivid Money
Read full case study
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End-to-end compliance throughout the customer lifecycle

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Onboarding flow

The Fourthline KYC process begins with a fully customizable onboarding flow that collects over 210 data points needed to confirm your customers’ identities. Customers are guided through a fast and thorough data submission process built with UX top of mind to deliver industry-leading conversion rates without sacrificing fraud detection accuracy.

Verification and analysis

An automated and proprietary three-tier verification process is initiated. After determining whether an ID is genuine or fraudulent, we conduct biometric analysis to match the ID photo to the person who submitted it. We then run a set of 5AML- and GDPR-compliant checks to uncover anomalies and inconsistencies. Applying years of financial crime data to these checks delivers the most comprehensive set of information to substantiate whether you can—and want to—accept a customer.

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Investigations and conclusive results

Fourthline designs customized decision-making and reporting protocols tailored to your risk appetite. Using proprietary machine learning algorithms combined with expert teams, we conduct in-depth investigations complete with a full audit trail. We always deliver conclusive results, so you're never stuck with grey areas.

Continuous KYC

Fourthline’s KYC approach goes beyond initial customer sign-up and verification. Through continuous KYC solutions, Fourthline catches an additional 20 to 30% of fraud attempts. Fourthline continues the fight against fraud throughout the customer lifecycle with daily screening against PEP/sanctions lists and Fourthline’s own proprietary fraud databases.

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Want to learn more?

Get in touch with one of our compliance experts

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